Under Ayushman Bharat – PM-JAY (Pradhan Mantri Jan Arogya Yojana), what is the current annual health cover per family?

• A Rs. 1 lakh per year
• B Rs. 5 lakh per year ✓
• C Rs. 2.5 lakh per year
• D Rs. 10 lakh per year

Explanation

PM-JAY (the insurance component of Ayushman Bharat) provides Rs. 5 lakh per family per year for secondary and tertiary hospitalisation at empanelled government and private hospitals. It targets approximately 50 crore beneficiaries from the bottom socioeconomic quintiles identified via SECC 2011 data. The scheme is cashless and paperless at the point of care, and the cover is on a family floater basis with no cap on family size.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP

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