Community Medicine (PSM) · National Health Programmes (NTEP, NVBDCP, NACP, NIS, RMNCH+A)

Under Ayushman Bharat — Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), the annual health cover per family is:

  • A Rs 5,00,000
  • B Rs 50,000
  • C Rs 1,50,000
  • D Rs 10,00,000
Correct answer: A. Rs 5,00,000

Explanation

AB-PMJAY provides Rs 5 lakh (Rs 5,00,000) per family per year for secondary and tertiary care hospitalisation, covering approximately the bottom 40% of India's population (about 50 crore beneficiaries). The scheme is cashless and covers pre-existing conditions from day one. It is a demand-side financing scheme funded by the central and state governments. The Rs 1.5 lakh figure was the earlier Rashtriya Swasthya Bima Yojana (RSBY) limit.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP

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