The 'Pradhan Mantri Jan Arogya Yojana' (PM-JAY / Ayushman Bharat) provides health insurance coverage up to:
- A ₹5 lakh per family per year for secondary and tertiary hospitalization ✓
- B ₹1 lakh per family per year
- C ₹2 lakh per family per year including outpatient services
- D ₹10 lakh per family per year for critical illnesses only
Correct answer: A. ₹5 lakh per family per year for secondary and tertiary hospitalization
Explanation
PM-JAY (Ayushman Bharat) provides health coverage of ₹5 lakh per family per year for secondary and tertiary hospitalization to the bottom 40% of the population (approximately 10.74 crore beneficiary families). It does not cover outpatient care. Beneficiaries are identified from SECC-2011 data. It is a cashless, paperless insurance scheme covering 1,949 medical procedures at empanelled hospitals.
Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.
High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP
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