The Ayushman Bharat — Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) provides health insurance coverage up to:

• A Rs. 1,00,000 per family per year
• B Rs. 10,00,000 per family per year
• C Rs. 50,000 per beneficiary per year with no family cap
• D Rs. 5,00,000 per family per year ✓

Explanation

AB-PMJAY, launched September 2018, provides cashless health cover of Rs. 5 lakh per family per year for secondary and tertiary hospitalisation at empanelled public and private hospitals. It covers ~10.74 crore poor and vulnerable families (bottom 40%) identified through SECC data. There is no cap on family size — the entire family is covered under the Rs. 5 lakh annual limit.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP

Written and medically reviewed by the StethoPrep medical team.