The Ayushman Bharat — Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) provides health coverage of up to Rs. 5 lakh per family per year. It primarily targets:
- A Poor and vulnerable families identified through SECC (Socio-Economic Caste Census) 2011 database ✓
- B All Indian citizens below the poverty line based on income certificates
- C Families registered under the National Food Security Act (NFSA) with ration cards
- D All unorganised sector workers in India with Aadhar-linked bank accounts
Correct answer: A. Poor and vulnerable families identified through SECC (Socio-Economic Caste Census) 2011 database
Explanation
AB-PMJAY (launched September 2018), often called 'Modicare,' provides cashless health coverage of Rs. 5 lakh/family/year for secondary and tertiary hospitalization. Beneficiary identification is based on the SECC (Socio-Economic Caste Census) 2011 database — covering approximately 10.74 crore poor and vulnerable families (~50 crore beneficiaries) identified by deprivation criteria (not just BPL cards or income certificates). The scheme operates through empanelled public and private hospitals with portable benefits anywhere in India.
Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.
High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP
Written and medically reviewed by the StethoPrep medical team.