Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) provides what annual health coverage per family for secondary and tertiary hospitalization?
- A Rs. 5 lakh ✓
- B Rs. 1 lakh
- C Rs. 2 lakh
- D Rs. 10 lakh
Correct answer: A. Rs. 5 lakh
Explanation
AB-PMJAY (launched September 2018 under Ayushman Bharat) provides cashless hospitalization coverage of Rs. 5 lakh per family per year for secondary and tertiary care to approximately 50 crore beneficiaries from the bottom 40% of India's population identified by SECC-2011 database. It covers over 1,500 medical and surgical packages, pre-existing conditions from day 1, and has no cap on family size — making it the world's largest government-funded health insurance scheme.
Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.
High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP
Written and medically reviewed by the StethoPrep medical team.