Community Medicine (PSM) · Health Planning, Management and International Health

Under the Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), each eligible family is covered for cashless hospitalization up to:

  • A Rs. 5 lakh per year
  • B Rs. 1 lakh per year
  • C Rs. 2 lakh per year
  • D Rs. 10 lakh per year
Correct answer: A. Rs. 5 lakh per year

Explanation

AB-PMJAY (launched September 2018) provides health coverage of Rs. 5 lakh per family per year for secondary and tertiary hospitalization. It targets approximately 10.74 crore poor and vulnerable families (bottom 40% of population) identified through SECC 2011 data. The scheme covers pre- and post-hospitalization expenses and has no cap on family size. It is the world's largest government-funded health insurance scheme.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP

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