Under India's Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), what is the annual health cover per eligible family?

• A Rs. 5 lakh per family per year ✓
• B Rs. 1 lakh per family per year
• C Rs. 3 lakh per family per year
• D Rs. 10 lakh per family per year

Explanation

Ayushman Bharat – PM-JAY (launched September 2018) provides a health protection cover of Rs. 5 lakh per eligible family per year for secondary and tertiary care hospitalization. It covers approximately 40% of India's population (poorest quintiles as per SECC 2011 data). There is no cap on family size. Services are cashless and paperless at empanelled hospitals (public and private). This is the world's largest government-funded health insurance scheme.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP

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