Ayushman Bharat — Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) provides an annual health cover of Rs. 5 lakh per family for secondary and tertiary care. The beneficiary identification is done through:
- A BPL card holders identified by panchayats
- B Aadhaar-linked income certificate below Rs. 1 lakh per year
- C Socio-Economic Caste Census (SECC) 2011 database — deprivation and occupational criteria ✓
- D Self-enrolment through Ayushman app for any household
Correct answer: C. Socio-Economic Caste Census (SECC) 2011 database — deprivation and occupational criteria
Explanation
AB-PMJAY beneficiaries are identified through SECC 2011 data using deprivation criteria for rural households (6 deprivation parameters) and occupational criteria for urban households (11 categories of casual daily wage workers). There is no self-enrolment — families must be in the SECC database. BPL cards are not used as they are self-reported and often inaccurate. Income certificates are not the basis. The scheme covers approximately 107 million poor and vulnerable families.
Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.
High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP
Written and medically reviewed by the StethoPrep medical team.