Under Ayushman Bharat PM-JAY, beneficiary households are identified using which database and what is the coverage per family per year?
- A Aadhaar database of all households; Rs. 10 lakh per family per year
- B NFHS-5 database; Rs. 5 lakh per individual per year
- C SECC 2011 database; Rs. 5 lakh per family per year for secondary and tertiary hospitalization ✓
- D BPL list of states; Rs. 1 lakh per family per year
Correct answer: C. SECC 2011 database; Rs. 5 lakh per family per year for secondary and tertiary hospitalization
Explanation
PM-JAY (Pradhan Mantri Jan Arogya Yojana) under Ayushman Bharat uses the Socio-Economic and Caste Census (SECC) 2011 database to identify the bottom 40% deprived rural households and occupational categories in urban areas — approximately 10.74 crore families (~55 crore beneficiaries). Coverage is Rs. 5 lakh per family per year for secondary and tertiary hospitalization on a family floater basis (not per individual). The scheme operates on a cashless, paperless basis through empanelled hospitals.
Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.
High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP
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