Under PM-JAY (Pradhan Mantri Jan Arogya Yojana / Ayushman Bharat), what is the annual health insurance coverage per eligible family?
- A Rs. 3 lakh per family
- B Rs. 5 lakh per family ✓
- C Rs. 10 lakh per family
- D Rs. 2 lakh per family per member
Correct answer: B. Rs. 5 lakh per family
Explanation
PM-JAY provides health coverage of Rs. 5 lakh per family per year for secondary and tertiary care hospitalisation to the bottom 40% of India's population (~10.74 crore families) based on SECC 2011 data. Coverage is on a family-floater basis (not per member). It targets beneficiaries identified under Socio-Economic Caste Census categories: deprivation and occupational criteria for rural and urban families respectively.
Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.
High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP
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