Community Medicine (PSM) · Occupational Health and Legislation (ESI, Factories Act)

An insured person covered under the ESI Act 1948 dies as a result of an employment injury, leaving behind his wife and two minor children. The Dependents' Benefit payable to the family equals:

  • A 60% of wages, shared equally among all dependents
  • B 75% of wages, given entirely to the widow
  • C 90% of wages, shared by dependents in proportion to their shares
  • D 100% of wages, distributed according to succession law
Correct answer: C. 90% of wages, shared by dependents in proportion to their shares

Explanation

Dependents' Benefit under Section 57 read with the regulations equals 90% of wages, apportioned among eligible dependents in fixed proportions, with the widow taking the largest share. It is paid periodically and ceases when children reach age 18 unless disabled or unmarried daughters. The 75% figure belongs to the old Workmen's Compensation framework, making B the strongest distractor.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

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