Under the Employees' State Insurance (ESI) Act 1948, which of the following benefits is NOT provided under the ESI scheme?

• A Sickness benefit (70% of daily wages for up to 91 days per year)
• B Maternity benefit for insured women (26 weeks)
• C Dependent benefit in case of death due to employment injury
• D Pension benefit after 20 years of service ✓

Explanation

The ESI Act 1948 provides six types of benefits: medical, sickness, maternity, disablement (permanent/temporary), dependent, and funeral expenses. Pension after service completion is NOT an ESI benefit — this falls under the Employees' Provident Fund (EPF) scheme under the EPF & MP Act 1952 or the Employees' Pension Scheme (EPS 1995). Sickness benefit is payable at 70% of average daily wages for a maximum of 91 days per year (after qualifying period). Maternity benefit was enhanced to 26 weeks after the Maternity Benefit (Amendment) Act 2017.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

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