Under the Employees' State Insurance (ESI) Act 1948, which of the following is a Statutory Benefit provided ONLY to insured persons (not dependents)?

• A Disablement benefit ✓
• B Medical benefit
• C Dependant's benefit
• D Maternity benefit

Explanation

ESI Act statutory benefits include: (1) Medical benefit — insured person AND family; (2) Sickness benefit — cash benefit to insured person only during sickness; (3) Maternity benefit — insured woman only; (4) Disablement benefit — insured person only (for work-related permanent/temporary disability); (5) Dependant's benefit — dependants after insured person's death from employment injury; (6) Funeral expenses — to dependants. Disablement benefit is specifically tied to employment injury and paid only to the insured person, not dependents.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP

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