An insured woman under the ESI Act 1948 who has contributed for at least 91 days in the immediately preceding two contribution periods delivers a child. The Maternity Benefit under the ESI scheme is payable at what percentage of her average daily wages?

• A 60%
• B 70%
• C 90%
• D 100% ✓

Explanation

Maternity benefit under the ESI Act is paid at the full wage rate, that is 100 percent of the average daily wages, usually for 26 weeks (up to 91 days of confinement plus permitted extension). This distinguishes it from sickness benefit at 70 percent and disablement benefits at around 90 percent, making the 70 percent option the most tempting distractor.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

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