An insured person dies leaving dependents who are not entitled to any other long-term ESI benefit. Under the ESI Act 1948, what immediate payment is made towards funeral expenses, and to whom is it paid?
- A Rs 5,000 to the employer, who conducts the funeral
- B Rs 15,000 to the eldest surviving member of the family, or the person who actually incurred the expenses ✓
- C Rs 10,000 to the eldest surviving family member
- D Rs 25,000 to the nominee named in the employment record
Correct answer: B. Rs 15,000 to the eldest surviving member of the family, or the person who actually incurred the expenses
Explanation
The funeral benefit was raised from Rs 10,000 to Rs 15,000 and is payable to the eldest surviving member of the family, or failing that, to the person who actually incurred the expenditure on the funeral. It is a lump sum paid promptly without requiring proof of insurable employment beyond the deceased being an insured person. Option C quotes the obsolete pre-revision figure.
Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.
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