An insured worker dies due to an employment injury, leaving behind his wife, a 10-year-old son and a 16-year-old unmarried daughter. Under the ESI Act 1948, what proportion of the permanent total disablement benefit rate is the widow entitled to receive as dependents benefit?

• A One-fifth
• B Two-fifths
• C Full rate
• D Three-fifths ✓

Explanation

Under dependents benefit, the widow receives three-fifths of the rate of permanent total disablement benefit that the deceased would have received. Each child receives one-fifth, subject to a maximum of two children, and the total shares of all dependents cannot exceed the full rate. Two-fifths is the share of a widowed mother when there is no widow, which is the key distractor here.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP

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