Following the death of an insured person from an employment injury, his dependents claim benefit under the ESI Act 1948. Which statement about Dependent Benefit is correct?
- A It is paid at 90 percent of wages, shared among dependents according to prescribed shares ✓
- B It is paid at 70 percent of wages to the eldest dependent only
- C It is a lump sum payment equal to three years of wages
- D It is paid at 80 percent of wages for a maximum of 309 days
Correct answer: A. It is paid at 90 percent of wages, shared among dependents according to prescribed shares
Explanation
Dependent Benefit is paid at 90 percent of average daily wages, shared among eligible dependents in prescribed proportions, and continues as long as the qualifying condition lasts, for example until a widow remarries or dies. It is a periodic pension, never a lump sum, which eliminates option C. The 80 percent rate belongs to Extended Sickness Benefit and the 70 percent rate to ordinary Sickness Benefit.
Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.
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