An insured person under the ESI Act 1948 is diagnosed with a malignancy included in the list of specified long term diseases. He claims Extended Sickness Benefit. This benefit is payable at what rate and for what maximum initial duration?

• A 80 percent of wages for up to 309 days ✓
• B 70 percent of wages for up to 91 days
• C 90 percent of wages for up to 91 days
• D 80 percent of wages for up to 124 days

Explanation

Extended Sickness Benefit is paid at 80 percent of average daily wages for up to 309 days, extendable to 730 days in two benefit periods, for specified long term diseases such as malignancies, tuberculosis and haemophilia. Option B describes ordinary Sickness Benefit, which is 70 percent of wages for a maximum of 91 days in two consecutive benefit periods. Disablement benefits, not sickness benefits, carry the 90 percent rate.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

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