Community Medicine (PSM) · Occupational Health and Legislation (ESI, Factories Act)

Under the ESI Act 1948, the maximum amount of funeral expenses payable on the death of an insured person is:

  • A Rs. 5,000
  • B Rs. 15,000
  • C Rs. 10,000
  • D Rs. 25,000
Correct answer: B. Rs. 15,000

Explanation

Under the ESI Act 1948, the funeral expense benefit (Funeral Expenses) is payable to the dependents of a deceased insured person. As per the current rate prescribed by ESIC, the maximum amount payable is Rs. 15,000. This benefit is paid irrespective of the cause of death and is separate from any dependent benefit. The rate was revised from earlier amounts and is a fixed sum, not linked to wages.

Reference: Park's Textbook of Preventive and Social Medicine, 26th ed.

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