Under the Employees' State Insurance Act 1948, an insured worker dies in a work-related accident leaving behind his widow and two children. The dependents' benefit is payable at what percentage of the deceased worker's average daily wages?
- A 100 percent
- B 90 percent ✓
- C 70 percent
- D 50 percent
Correct answer: B. 90 percent
Explanation
Dependents' benefit is paid at 90 percent of average daily wages, shared among dependents with the widow receiving three-fifths of the total share. The 70 percent figure corresponds to sickness benefit and 90 percent also equals disablement benefit, so the discriminating fact is that both disablement and dependents' benefits carry the 90 percent rate while sickness carries 70 percent. Maternity benefit alone reaches 100 percent.
Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.
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