Under the Employees' State Insurance (ESI) Act 1948, which of the following is NOT a contributory benefit?
- A Sickness benefit
- B Maternity benefit
- C Medical benefit to family of insured person ✓
- D Dependants' benefit
Explanation
Under the ESI Act, contributory benefits (requiring a certain contribution period/insurable employment) include sickness, maternity, disablement, and dependants' benefits. Medical benefit is provided both as a non-contributory benefit to insured persons from day one AND as an extended benefit to their family members — it is the only benefit available to family members (termed 'extended medical care'), but this is provided from Day 1 of coverage without a contribution condition, making it functionally a non-contributory (day-one) benefit for the insured. The dependants' benefit is contributory — payable only if the insured had contributed for at least 78 days in two contribution periods.
Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.
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