Under the Employees' State Insurance (ESI) Act 1948, which of the following is NOT an insured benefit provided under the scheme?

• A Sickness benefit (cash payment during sick leave)
• B Dependent benefit (pension to family after worker's death from employment injury)
• C Maternity benefit for female insured workers
• D Unemployment allowance for voluntary resignation ✓

Explanation

ESI Act 1948 provides six main benefits: sickness benefit, maternity benefit, disablement benefit (temporary and permanent), dependants' benefit, medical benefit, and funeral expenses. Additionally, unemployment allowance (Rajiv Gandhi Shramik Kalyan Yojana) is available for involuntary job loss, closure, or retrenchment — NOT for voluntary resignation. This is a critical distinction tested in PSM.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP

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