Community Medicine (PSM) · Occupational Health and Legislation (ESI, Factories Act)

Under the Employees' State Insurance (ESI) Act 1948, the ESI scheme currently covers insured workers earning a monthly wage up to:

  • A Rs. 10,000 per month
  • B Rs. 21,000 per month
  • C Rs. 15,000 per month
  • D Rs. 25,000 per month
Correct answer: B. Rs. 21,000 per month

Explanation

The ESI wage ceiling was revised to Rs. 21,000 per month (effective January 2017). Workers earning ≤ Rs. 21,000/month in covered establishments (factories, shops with ≥10 employees) are mandatorily covered under ESI. Contribution: employer 3.25% + employee 0.75% of wages (2019 revision). ESI provides sickness, maternity, disablement, dependant, and medical benefits. Workers earning > Rs. 21,000/month are exempt.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

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