Under the Employees' State Insurance (ESI) Act 1948, which category of benefit provides cash compensation for permanent partial disablement resulting from employment injury?
- A Disablement benefit (periodical payment) for as long as disablement lasts ✓
- B Sickness benefit at 70% of wages for 91 days
- C Maternity benefit for 26 weeks
- D Funeral expense at a fixed amount
Correct answer: A. Disablement benefit (periodical payment) for as long as disablement lasts
Explanation
ESI Act provides 'Disablement Benefit' for employment injury — a periodical cash payment at 90% of average daily wages for temporary disablement, or a lump sum/periodical payment proportional to loss of earning capacity for permanent partial disablement (calculated as relevant percentage of full disablement benefit). This is separate from sickness benefit (non-injury illness) and maternity benefit.
Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.
High-yield for: NEET PGINI-CETNExTFMGEUSMLEPLABMRCP
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