Community Medicine (PSM) · Occupational Health and Legislation (ESI, Factories Act)

Under the Employees' State Insurance (ESI) Act 1948, the wage limit for compulsory coverage of employees (as per the most recent revision) is:

  • A ₹15,000 per month
  • B ₹25,000 per month
  • C ₹21,000 per month
  • D ₹18,000 per month
Correct answer: C. ₹21,000 per month

Explanation

The ESI Act 1948 covers employees earning up to ₹21,000 per month (revised w.e.f. January 2017); for employees with disability, the threshold is ₹25,000/month. Employers contribute 3.25% of wages and employees contribute 0.75% of wages to the ESI fund (revised contribution rates effective July 2019). The Act applies to factories and establishments with 10 or more employees (or 20 in some states). Benefits include sickness benefit (70% of wages), maternity benefit, disablement benefit, dependent benefit, and medical care.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

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