Community Medicine (PSM) · Occupational Health and Legislation (ESI, Factories Act)

The Employees' State Insurance (ESI) Act 1948 provides sickness benefit at __ % of the average daily wage for a maximum of __ days per year:

  • A 50%; 182 days
  • B 70%; 91 days
  • C 70%; 182 days
  • D 50%; 91 days
Correct answer: B. 70%; 91 days

Explanation

Under ESI Act 1948, the sickness benefit is 70% of the average daily wages (not the full wage), paid for a maximum of 91 days (approximately 13 weeks) in a year. Extended sickness benefit for specified long-term diseases (tuberculosis, cancer, mental illness, etc.) can be paid for up to 2 years at 70% wages. Maternity benefit under ESI is 100% wages. Disablement benefit varies by degree. These figures distinguish sickness (70%, 91 days) from other ESI benefit categories.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

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