Under the Employees' State Insurance (ESI) Act 1948, an employee earning above which MONTHLY wage threshold is currently excluded from ESI coverage?

• A Rs. 10,000
• B Rs. 15,000
• C Rs. 25,000
• D Rs. 21,000 ✓

Explanation

As per the ESI Act 1948 (amended 2016), employees drawing wages up to Rs. 21,000 per month are covered under the ESI scheme (Rs. 25,000 per month for persons with disabilities). The wage limit was revised upwards from Rs. 15,000 to Rs. 21,000 in 2016 to expand coverage. Employee contribution is 0.75% of wages; employer contribution is 3.25% of wages. The scheme covers medical benefits, sickness benefits, maternity benefits, disablement benefits, and dependant benefits.

Reference: Park's Textbook of Preventive and Social Medicine, 27th ed.

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